Can You Get Disability if You Are Already on Social Security

In most cases, you cannot collect Social Security retirement and Social Security Disability Insurance (SSDI) at the same time. You lot may, however, qualify for Supplemental Security Income (SSI) if you run across the strict financial criteria while cartoon either Social Security retirement or SSDI benefits.

The Social Security Administration (SSA) created the SSDI programme to bridge the gap between when someone must leave the workforce due to a disability and when they can draw retirement benefits. For this reason, there is only one manner to collect both retirement and SSDI at the aforementioned time.

How do SSDI and Social Security Retirement Work Together?

SSDI pays out your full retirement benefits until y'all qualify to draw them nether the traditional Social Security retirement scheme. Once y'all reach full retirement age based on the year y'all were built-in, the SSA will automatically first your retirement benefits and stop your SSDI payments.

The SSA allows yous to file for retirement benefits equally early equally age 62. You can also wait and receive your full benefit amount when you reach full retirement age. Depending on what year yous were born, this may vary from 65 to 67 years erstwhile.

Filing for Early Retirement Benefits

For most people, it does not make sense to file for early on retirement benefits at age 62 if you are already receiving SSDI because of a disability. Your disability payments equal your total retirement amount, and those who opt for early on retirement receive reduced benefits.

Imagine that, at age threescore, you suffer a back injury leading to a disability. You are approved for SSDI benefits, and you lot begin drawing an amount equal to your full retirement corporeality. When you reach age 62, nothing changes; you lot continue to describe your full SSDI amount.

Once you attain your full retirement age, the SSA swaps you from SSDI to traditional retirement benefits. Nonetheless, this occurs automatically, so you will non run into a break in your benefits and do not need to exercise anything to ensure this happens.

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Exercise I Qualify for the Exception to This Rule? Can I Describe Both SSDI and Retirement?

There is i exception that allows qualified individuals to depict both retirement and SSDI benefits at the same time, simply this is rare and withal does not let them to collect more than than their full retirement do good.

This occurs when someone opts for early on retirement between age 62 and their full retirement age only is then approved for SSDI benefits. Some people set themselves upward for this past filing for early retirement after an injury or illness caused them to accept to quit work. They can begin receiving early on retirement to help them cover bills until their SSDI claim receives approving and the waiting period for those benefits expires.

Once this happens, they can begin receiving additional coin from the SSA each month on acme of their early retirement benefits. This will bring them to their full retirement benefit corporeality. They are also virtually likely qualified for retroactive benefits, which volition bring them to their total retirement amount for any month they suffered a inability but were not yet approved for SSDI.

Drawbacks to Applying for SSDI and Retirement

This tin can backfire on some people, however. If you apply for early retirement but do not receive approving for your SSDI merits, you lot may be stuck drawing a smaller amount of retirement for the residuum of your life. If this happened to you, we may be able to aid you lot in appealing the SSDI deprival. You accept only lx days to file this appeal later receiving a notice well-nigh the SSA'south decision, however, so contact us as soon as possible after you receive a denial.

Can I Qualify for SSI While Collecting Social Security Retirement Benefits?

While you cannot collect Social Security retirement and SSDI at the aforementioned time to increment your benefits beyond the full retirement amount, there is a program that may allow y'all to collect boosted income.

SSI, which stands for Supplemental Security Income, is a Social Security program that helps seniors and those with a disability who have an extremely low income or limited assets. To qualify for SSI, you need to meet strict income qualifications and have only a minimum amount of resource. "Resources," every bit the SSA defines the term, can exist anything that can exist turned into cash, such as:

• Banking concern accounts, stocks, or U.S. savings bonds
• Land
• Personal belongings; or
• A life insurance policy

Nether this plan, your retirement or SSDI checks count as unearned income. Co-ordinate to the SSA, the boilerplate retirement benefit in 2022 is $1,360 per month. However, many people receive well below this boilerplate.

To qualify for SSI, there is a 2022 limit of $755 per month on unearned income. The limit for couples is $1,123 per calendar month. You also demand to meet other financial qualifications to receive these benefits.

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How Tin can a Social Security Benefits Lawyer Help Me?

A Social Security benefits lawyer can help you:

• Clarify your situation and decide what type of benefits you may qualify for; and
• Check your application before you apply

This may increase your chances of receiving approval for SSDI or SSI with your initial application and avert the appeals process. We can also assistance you prepare for a hearing and aid y'all file an appeal if your application is not approved.

The legal team at Berger and Green can reply your questions almost Social Security benefits and assess your options for getting the income you lot need through these programs.

For example, imagine y'all are 62 years old. You lot cannot work and are because applying for early retirement benefits. Past discussing your options with a inability lawyer, you can better understand why y'all might want to employ for SSDI before yous utilise for early on retirement.

You Have a Right to Have Someone Stand for You

The SSA advises that y'all have a right to have someone represent you when you are doing business concern with the federal agency. This representative can be an attorney or a non-chaser. Notwithstanding, when you hire an attorney, yous accept someone on your side who is working for you and understands how SSDI and SSI work.

We understand that toll is an of import gene when considering hiring an attorney. We desire you to know that we cannot charge you a fee without getting written approval from the SSA first. We will make certain you understand all approved payment arrangements. When it is time to pay us, our fee volition be deducted from your back pay.

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How Can I Reach a Social Security Disability Attorney in the Pittsburgh Area?

At Berger and Dark-green, we understand how complicated navigating the procedure to get the money you need can seem. This is especially truthful when yous are already stressed out because you are unable to work and are unsure how you tin can continue to pay your bills or care for your family.

Permit us aid you determine which benefits you may authorize for and ensure you lot go the benefits y'all deserve. Call us today at 412-693-6278 to learn more than during a free consultation.

Call or text 412-661-1400 or complete a Gratuitous Case Evaluation form

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